I have two sets of good married friends who travel abroad every few years or so. They are all very adept on finding the best travel deals and planning their itinerary. Whether they are cruising, going to a beautiful island or sightseeing to different cities and countries, the one added cost, which they will not go without is travelers insurance. They both tell me that when you go online and compare travel insurance, you can find some cheap travel insurance. This insurance just makes your trip abroad more reassuring and one less thing to worry about. I am happy to say, neither one of my friends have ever had to use it, but this is something that they will not go without. They have heard  too many of their friends who have gotten sick or had to cancel their trip because of family emergencies and lost quite a bit of money in the process. When you go online and do your homework, travel insurance is well worth the little cost for unforeseeable problems that could come up.