travel insurance, travelers insurance


I don't travel frequently, but my husband flies every other month or so. We have never looked into travel insurance before, so I was curious what types of issues travel insurance would cover.

The main point of purchase for travel insurance would be medical coverage and/or evacuation coverage. Medical coverage would be for international medical conditions/emergencies. Evacuation travelers insurance would cover the need to evacuate someplace and the expenses that are associated with such evacuation.

Vacation travel insurance would cover not only the interruption of a trip or the expenses associated with the cancellation of a trip, but it would include the medical/evacuation coverage as well.

Another travel insurance type is flight insurance, which would obviously cover anything that happens related to an accident while flying. If one was to rent a car, the travel insurance that would benefit would be collision damage insurance.

Another travel insurance that is offered is luggage/personal possession loss insurance, which would cover the theft or loss of your valuables, business suits, cameras, etc. while on your vacation.

I certainly know the costs of traveling. There has been more than one time that my husband's luggage didn't make it to the airport with him or he's had a flight delay or cancellation. I can certainly see the benefits in having travelers insurance.