Seemingly there is insurance for everything these days that you can buy to know that you are covered just in case that something you could not foresee were to occur. I never knew that travelers insurance was an option for vacations. But after hearing what happened to my older brother when he was in Hawaii with his wife, I am most certainly going to be purchasing a good travelers insurance policy when I go on my next big vacation. He accidentally fell and broke his arm while there and spent a majority of his time in a hospital before having to fly home, following surgery. Needless to say, that it was not the vacation that he had envisioned before spending a few thousand dollars. I was reading up online about different travelers insurance policies and what they covered, and not surprisingly they cover medical accidents. Many even will pay your medical bills and will even pay for you to go on another vacation if something freakish occurs and ruins your good time. For me, travelers insurance makes sense because you never know what could happen and you always want to make the most out of your vacation.