Many people do not even know about travel insurance or what it covers. And the same group of the many frequently will travel abroad on vacation and sometimes they experience disaster. This is unavoidable but the fallout can be avoided. This is all taken care of for you when you purchase travel insurance prior to embarking on your trip. Basically, travel insurance protects against anything that could potentially happen to you during your vacation. If you miss your flight, they buy you a new ticket. If your luggage gets lost or stolen, travel insurance reimburses you. If you fall and get hurt during your trip, travel insurance will pay the medical bill. If your vacation turns into a disaster, travel insurance will buy you a new vacation or refund the money that you spent. The fact of the matter is that if you go somewhere, make sure that you are protected and that you can enjoy your vacation to the fullest! You paid for it, travel insurance protects it! Don't get on that plane unless you know you are covered!