Inclement weather, terrorism, bankrupt airlines can all waylay your travel plans or lead to an outright cancellation of your plans. But can you recover the cost of plane tickets, lost luggage, loss of money from a cancelled rip due to the airline going out of business or even a medical emergency? If you have purchased travel insurance you just may be able to recover the money you put forth making your travel plans. Most travel insurance policies used to consider bad weather an "act of God" and therefore not a covered expense if trying to collect on your travel insurance. But now many travel insurance companies are making provisions due to the many natural disasters of the last few years as long as the weather was not forecasted before your travel plans were in place. Travel insurance can give you peace of mind when planning a trip. Just knowing that is for some reasons your travel plans are cancelled and that you are not out all that money, or even if your luggage is lost, just knowing that it can easily be replaced at no cost to you is well worth the peace of mind this added expense can bring.