My son recently returned from a vacation that he had been excited about for some time. Upon returning home to his departing airport he was left standing at the baggage claim carousel with no luggage. He and 5 other people's bags did not come on the plane. That was quite stressful for him, as well as the others. He had all his new purchases and trinkets from his trip that were in that bag, a total value he figured out to be about $600. Unfortunately he had neglected to purchase travelers insurance prior to his trip and so he was at the mercy of the airline for compensation of only a small portion of the cost. Cheap travel insurance is worth the money spent for the peace of mind and coverage that it gives. Consult with an informative insurance agent before you travel and compare travel insurance packages to see what suits the type of travel that you are doing. It might be best to get several insurance quotes then select which one is best for you.