Nobody expects to get sick or have an accident while they are on vacation. The bad news is that sometimes bad things happen while we are away from home. Unfortunately these kinds of unexpected occurrences can be very expensive and take quite the toll on our pocket book. Our family travels lots and fortunately we have been very lucky when we travel but there have been two specific times when unforeseen injuries have landed a family member in the hospital. Luckily we had travellers insurance to ease the burden. After those two experiences I decided that I would never travel without travel insurance. Another aspect to be considered is the frequent sudden weather changes that force flight cancellations and postponing. Trip cancellation insurance can relieve some of the stress by reassuring you that you will not loose money on your travel plans. Be sure to compare travel insurance packages and get the insurance quotes that suit the type of travelling that your family does. An insurance agent should be able to give you help deciding what kind of travel insurance is the best for you.